Our client was injured in a car accident when an uninsured driver T-boned his vehicle. In these situations, victims can file a claim against their own insurance company under their uninsured motorist coverage. However, instead of fairly handling his claim, the client’s insurance company misled him about his coverage, falsely stating that he could not use his medical payments policy—despite having $100,000 in additional medical coverage beyond his health insurance.
We thoroughly investigated the insurer’s conduct and filed a lawsuit against them in Monongalia County, West Virginia for breach of contract, unfair trade practices, and bad faith. After litigation, the insurance company quickly settled for a substantial amount—far more than what the client initially sought before being mistreated by his own insurer.
Type of Case: Auto Accident – Uninsured Motorist & Insurance Bad Faith
Relevant Issues:
- Uninsured motorist coverage claim
- Insurance company misrepresentation
- Wrongful denial of medical payments coverage
- Bad faith and unfair trade practices
- Breach of contract litigation